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Income-oriented private credit • Residential collateral

Valhalla Income Fund I

Income-oriented private credit backed by residential collateral.

Structured for accredited investors and sophisticated allocators seeking cash-flow orientation, disciplined underwriting, and GP capital alignment.

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Underlying fund operating history

3+ years active

GP alignment

$2.5M co-invested

Historical Returns

2024 24%+, 2025 24%+

Key terms

Minimum

$100,000

Hold period

~2 years

Distributions

Monthly or Compounded

Preferred return

15% pref with 50/50 split

Exemption

Reg D 506(c)

Investor type

Accredited only

Evaluation fit

High-earning individuals, family offices, and other sophisticated allocators evaluating income-oriented private credit within a diversified portfolio.

Disclaimer: Past performance is not indicative of future results. Any historical information is provided for informational purposes only and should not be relied upon as a guarantee of future performance. Actual results may differ materially.

Strategy summary

High-level overview for initial evaluation.

A private credit fund focused on short-term, asset-backed lending in residential secondary markets.
Designed for investors who allocate with income as a primary objective.
Built around disciplined underwriting, repeat borrower relationships, and collateral-focused structuring.
Structured for efficient deployment, capital recycling, and repeat origination.
Evaluated by high-earning individuals, family offices, and other sophisticated allocators as part of an income-oriented allocation and diversification strategy.

Need in the Market

Persistent demand for private credit

Growing need for fast, flexible real estate financing as bank lending retrenches in secondary U.S. markets.

Competitive Advantages

Differentiated focus in underserved markets

Purpose-built for Middle America, supported by repeat borrowers and a structural gap left by traditional lenders.

How Capital Is Deployed

Asset-backed lending with capital velocity

Short-duration, collateral-first loans structured for efficient execution and principal recycling through fees and interest.

“This is an income strategy, not a growth bet. If you’re seeking cash-flow orientation rather than a hockey-stick outcome, this is designed for that use case.”

— Valhalla Capital Partners

Execution framework

Repeatable origination and servicing process designed for consistent deployment.

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Source borrowers

Focus on repeat operators and experienced sponsors with defined use cases.

Underwrite to collateral

Collateral-first analysis and structure designed to manage downside exposure.

Deploy capital

Short-duration, asset-backed loans funded through a repeatable process.

Recycle principal

Principal return enables redeployment into subsequent originations.

Terms summary

Key terms for reference; full details provided in offering materials.

Minimum investment

$100,000

Expected hold period

~2 years

Distribution options

Monthly cash or compounded

Share Structure

Preferred Return: 15% annualized (1.25%/mo)
Upside Participation: 50% to investors / 50% to manager
Manager Carry: Only earned after investor pref is met

IRA/401(k) eligible

SDIRA / 401(k)

Fees

Revenue share model

Structure

SPV

Reg D exemption

506(c), accredited only

Tax Structure

K-1

Request access

Schedule an introductory call to review suitability, structure, and fit within an income-oriented allocation.

Schedule an introductory call

Common diligence questions

Questions investors typically address when evaluating an income-oriented private credit allocation.

Is this fund suitable for all investors? ▾

No — this offering is available only to accredited investors and requires verification under Reg D 506(c).

How often are distributions made? ▾

Distributions are monthly.

What collateral is accepted? ▾

The strategy focuses on residential real estate and other asset-backed situations where collateral and documentation support downside-focused risk management.

What is capital recycling? ▾

Shorter durations can enable principal to return more frequently, allowing redeployment into subsequent opportunities over time.

Is there a preferred return? ▾

Investors may elect a preferred return option, subject to fund terms. Preferred returns are not guaranteed and depend on available cash flow.

Where can I review detailed terms? ▾

Offering materials, including the PPM and subscription documents, are provided upon request following qualification.

Important information

Information only. Review offering materials prior to any investment decision.

Reg D 506(c) disclosure ▾

Valhalla Income Fund I is offered under Regulation D 506(c) for accredited investors only. Verification is required prior to any investment. This material is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any securities.

Distributions, including any preferred return, are not guaranteed and depend on fund performance and available cash flow. There can be no assurance that the fund will achieve its investment objectives.

This offering involves risk, including the potential loss of capital. Past performance is not indicative of future results. Investors should review the PPM and consult with their legal, tax, and financial advisors before investing.