Led by Malik Zaire, Sponsored by Valhalla Capital Partners
Malik Zaire has spent his career in environments where performance, discipline, and accountability matter. From leading at Notre Dame to building businesses and long-term partnerships, he’s focused on helping athletes and entrepreneurs turn success into something lasting.
That focus is the foundation of his partnership with Valhalla Capital Partners.
Valhalla Income Fund I offers investors the opportunity to earn income through lending, rather than relying on appreciation, market timing, or future exits.
This approach is well suited for investors who want consistent income from their capital, prefer cash flow over appreciation, and are building an income-focused portfolio.
The fund is built on a lending operation that has been active for three years and is producing consistent cash flow today. Capital is deployed into short-term, asset-backed loans with a strong focus on repeat borrowers, quick turnarounds, and disciplined execution. Loans are typically short in duration, allowing capital to be recycled efficiently, and the business continues to expand beyond its original base into additional markets across Middle America using the same proven model.
The Problem: Banks Are Underserving Borrowers
As lending standards tighten, traditional banks have become slower and more restrictive, leaving many borrowers without timely access to capital. Despite strong collateral and real demand, borrowers are increasingly underserved by institutions not built for speed, flexibility, or today’s market conditions. The result: borrowers struggle to find timely and reliable financing.
The Gap in Middle America
As banks reduce exposure to smaller and regional lending, borrowers in Middle America continue to require capital, but their options are limited. Middle America is the backbone of the U.S. economy. It is driven by essential housing demand, local businesses, and everyday economic activity.
Private credit plays a critical role here, supporting real economic use cases while offering investors opportunities grounded in fundamentals rather than hype.
The Solution: Private Credit In Middle America
As banks continue to reduce real estate lending, private credit has become an important source of financing for experienced operators. Private lenders are able to provide capital more efficiently and with greater flexibility than traditional institutions, particularly in transitional or short-term situations.
The fund focuses on asset-backed lending in Midwest and secondary markets, rather than highly competitive coastal markets. These regions generally exhibit lower leverage, more stable pricing, and continued demand for private capital. By concentrating on real estate-backed loans in Middle America, the fund targets markets that are less dependent on institutional capital and less exposed to sharp valuation swings.
Capital is deployed into short-term loans secured by real property, with an emphasis on disciplined underwriting and repeat borrower relationships. This approach is designed to support borrowers while maintaining a conservative, collateral-focused lending strategy in a constrained credit environment.
“This is an income strategy, not a growth bet. If you’re looking for monthly cash flow, not a hockey-stick outcome, this is built for you.”
Valhalla Capital Partners focuses on private credit strategies built around income, structure, and capital discipline. Rather than speculative equity or complex financial engineering, Valhalla emphasizes asset-backed lending tied to real economic activity, the kind that persists regardless of market headlines. This philosophy aligned naturally with Malik’s belief in consistency, discipline, and long-term thinking.
Valhalla's Managing Partners have invested $2.5M of their own capital. They have been invested for 12+months.
IMPORTANT LEGAL DISCLOSURE: REGULATION D, RULE 506(c) OFFERING This offering is a private placement of securities pursuant to Rule 506(c) of Regulation D under the Securities Act of 1933, as amended.
The following conditions strictly apply:
Accredited Investors Only: All securities offered by the Fund are available only to Accredited Investors as defined by Rule 501 of Regulation D.
Mandatory Verification: The Issuer is required to, and will, take reasonable steps to verify the accredited status of every purchaser. Your self-certification is insufficient. You will be required to provide evidence of your accredited status (e.g., income verification or professional certifications) before your investment can be finalized.
General Solicitation: Due to the use of Rule 506(c), the Fund engages in general solicitation and advertising, including this website.
Risk Disclosure: Investment in the Fund involves a high degree of risk, is speculative, and is suitable only for accredited investors who can bear the entire risk of the loss of their investment. The securities have not been registered under the Securities Act of 1933, as amended, or any state securities laws.
Review of the Private Placement Memorandum (PPM) is required prior to any investment decision.
1. Statutory Safe Harbor for Forward-Looking StatementsThis legend protects the Fund’s management from liability under federal securities laws for projections and expectations, provided the statements were made with a reasonable basis and identified by specific cautionary factors.
CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTSThis website, along with all associated materials, including the Private Placement Memorandum (PPM) and all oral statements made by the management of the Blue Thunder Fund, contain certain “forward-looking statements.” All statements other than those of historical facts are forward-looking statements.
These statements generally relate to the Fund’s planned activities, projected performance, financial expectations, and investment goals, and can often be identified by words such as “will,” “aim,” “target,” “anticipate,” “project,” “expect,” “potential,” “goal,” “estimate,” “may,” “should,” “intends,” or the negative of these terms or similar expressions.
Forward-looking statements are subject to known and unknown risks, uncertainties, and other factors that may cause the actual results of the Fund, or the performance of its investments, to differ materially from those expressed or implied by such statements.
Such risks and uncertainties include, but are not limited to:
Economic and market risks
The Fund’s ability to successfully raise the target capital
Reliance on the expertise and continued involvement of key personnel, including the Fund’s sponsor and management team.
General business, financial, and economic conditions.
You are cautioned not to place undue reliance on these forward-looking statements. The Fund is under no obligation to update or revise any forward-looking statement, whether as a result of new information, future events, or otherwise, except as required by law. All prospective investors must consult the “Risk Factors” section of the Private Placement Memorandum for a more complete discussion of the risks and uncertainties associated with an investment in the Fund.
MANDATORY LEGAL DISCLOSURE (REGULATION D, RULE 506(c)) THE SECURITIES OFFERED HEREIN HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR THE SECURITIES LAWS OF ANY STATE, AND ARE BEING OFFERED AND SOLD IN RELIANCE ON EXEMPTIONS FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT.
THE FUND IS RELYING ON RULE 506(C) OF REGULATION D. ACCORDINGLY, ALL PURCHASERS MUST BE ACCREDITED INVESTORS (AS DEFINED IN RULE 501 OF REGULATION D), AND THE ISSUER IS REQUIRED TO TAKE REASONABLE STEPS TO VERIFY THAT PURCHASERS ARE ACCREDITED INVESTORS.THESE SECURITIES ARE SUBJECT TO RESTRICTIONS ON TRANSFERABILITY AND RESALE AND MAY NOT BE TRANSFERRED OR RESOLD EXCEPT AS PERMITTED UNDER THE SECURITIES ACT AND APPLICABLE STATE SECURITIES LAWS, PURSUANT TO REGISTRATION OR EXEMPTION THEREFROM.NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THIS OFFERING MEMORANDUM. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.INVESTMENT IN THE FUND INVOLVES A HIGH DEGREE OF RISK AND IS SUITABLE ONLY FOR ACCREDITED INVESTORS WHO CAN BEAR THE ECONOMIC RISK OF THE COMPLETE LOSS OF THEIR INVESTMENT.